Advantageous frame loan of the Metabank.
Request framework loan before (!) Installment loans? Super Strategy Times are good and bad to get a loan. How and when to set up a strategically important line, read in this essay. Based on the last practical example, you will also receive an answer if the baby has already fallen into the shaft! Why put the frame loan application first?
See also: Differences between frame loans and installment loans and credit structure with loans. The framework loan is nothing more than a despo. Without check account. and in most cases, other than the one you have your account with. Because only a few banks offer a frame loan at all.
The reason for this can be found in the general conditions for a line: You can, for example, design the line as an emergency credit line. The framework loan does not have to be repaid within a certain period of time. In theory, but also in practice, you can use the credit limit of max. EUR 2,000, – and pay only for decades, the interest.
The installment loan is calculated for a period of time after the loan debt has been reduced to zero.
Current monthly installments for a framework loan under Metabank: Interesting facts: The current monthly installments: In terms of lending, on the one hand the general creditworthiness is important (credit bureau query) and on the other hand, if one can afford the monthly installments at all.
At only 48.58 EUR per 10000 EUR loan, this is a very handy value that must remain in the household budget every month. There are people who can not afford a favorable repayment loan, but a 1.4 per cent higher credit limit! Incidentally, the Federal Government manages its claims (or ours?) According to the same principle: large loan amounts with minimal interest; hardly regular repayments, but redistribution.
The Metabank was only 5.99% at the time of publication. Registration is possible at any time and you can independently transfer funds from the standard rate account to the current account (reference account). From your current account, you can deposit at any time, create a repayment plan or issue a standing order for voluntary repayment to your credit account. Otherwise, only the advantageous interest rate (currently EUR 48.58 per EUR 10000) will be debited from the current account each month.
Besides, today you can withdraw ten thousand euros and return tomorrow. This pleasure could have cost you 1.62 EUR interest = if you had borrowed from one day to the other ten thousand EUR, you pay only 1.62 EUR. For only 1.62 EUR per day! From which house bank do you receive the credit line?
This is the reason why very few credit institutions provide a credit line or on-demand credit. These are the car bank up to a maximum of eight thousand euros, if they want to use the credit lines immediately, and the Metabank. The buzzword for you: What good is the price list, if the house bank deletes the credit limit due to insufficient use?
The Car Bank and the Metabank do not do that. In our host family, we have maintained the line for years and can continue to call it, as on the date of the loan. If you want to set up a strategic line, it is advisable to go directly to Metabank. There are about 2,000 euros relatively easy to reach, as is proven here for you: How I get the same 2,000 euros. You can too!
Unlike the Car Bank, Metabank does not offer automated repayment if you do not intend to do so. At Car Bank, it amounts to 1 per mille of the credit line, ie EUR 100 per year. If I were to start building new loans and financing opportunities today, my first building block would be the application for the Metabank framework loan in the order of EUR 2,000.
Even if I wanted to buy a certain vehicle – for example, a used car – I would get a very large frame loan before financing.
Therefore the name “Frame loan before (!) Installment loan”. In the reverse case, you can no longer receive the credit line, as the income and expenditure account does not set enough free capital.
Attention: The credit must not be given when applying for the installment loan. In theory, you might have less than EUR 2,000, and the installment bank will not know! A framework loan works on the principle of a despots! After successful receipt of the framework loan, you apply for the installment loan for the financing object to be funded.
At best, you conclude a favorable installment loan and the repayment is like clockwork. 3. Should unforeseen financial burdens enter your premises, you will have the opportunity at any time to finance the tranches for the installment loan part-loan. If – for whatever reason – no installment loan is received, you can use your borrowing facility (transitional).
Apply for a framework loan before changing your professional status. With her permanent position, She has exactly the right conditions for applying for the framework loan. You know: the organization of loans in “good” years. Even if you do not need the cash for another year, it is reasonable to set up the line now: apply for the maximum amount of EUR 24,000.
If you apply “only” for 10000 EUR and want to recharge later, a new credit check will be carried out at the time of loading! After approval of the framework credit, you do not need to specify changes in employment status. The credit line still exists! Put simply, if you do not touch the credit limit, then it is free for you!
She would only be charged default interest if she buys eg office equipment for the doctor’s office. The frame loan in the back half allows you to calmly talk about a start-up loan if you need it at all! The framework credit is free! Many people are aware that you can submit a loan application for two people.
She was able to persuade her younger son to apply for the framework loan. The ORG both learned that real estate financing in the application for the framework loan has no significant impact on the income and expenditure account. There, the payments are transferred and the loan interest on the thirtieth day of the current year is debited to the account of Bärbel. What happened here is good for everyone: Bärbel’s customers are treated better.